Are there finance options for vasectomy reversals?

Answers from doctors (6)


More About Doctor John C. McHugh, MD

Published on May 11, 2017

Every reversal surgeon has their own policy regarding this and it is a popular concern because reversals are not customarily covered by insurance and they are expensive. I saw on one site where the reversal office said that patients could pay over time "before" the reversal and when the necessary amount of funds where reached then the procedure could be done. CareCredit.com is probably the most commonly utilized method of getting financing for non insurance covered medical procedures. In my office a "paying over time" is not offered only because the logistics of monitoring an ongoing payment. Having said this, each office including mine do from time to time accept certain arrangements requested by patients in certain circumstances. Like they say and I'd recommend you do this, "It never hurts to ask."

Answered by John C. McHugh, MD (View Profile)

Every reversal surgeon has their own policy regarding this and it is a popular concern because reversals are not customarily covered by insurance and they are expensive. I saw on one site where the reversal office said that patients could pay over time "before" the reversal and when the necessary amount of funds where reached then the procedure could be done. CareCredit.com is probably the most commonly utilized method of getting financing for non insurance covered medical procedures. In my office a "paying over time" is not offered only because the logistics of monitoring an ongoing payment. Having said this, each office including mine do from time to time accept certain arrangements requested by patients in certain circumstances. Like they say and I'd recommend you do this, "It never hurts to ask."

Published on Jul 11, 2012


More About Doctor Steven K. Sterzer, MD

Published on Oct 26, 2016

Some surgeons may offer it but the cost for it is not exorbitant in most qualified situations. Most doctors can't be lending institutions. Credit cards work well for this procedure. As I often say, if you can't afford a reversal, you most certainly can't afford to raise one more child to adulthood.

Answered by Steven K. Sterzer, MD (View Profile)

Some surgeons may offer it but the cost for it is not exorbitant in most qualified situations. Most doctors can't be lending institutions. Credit cards work well for this procedure. As I often say, if you can't afford a reversal, you most certainly can't afford to raise one more child to adulthood.

Published on Jul 11, 2012


It depends on which practice you are working with. My practice offers financing options through www.carecredit.com. There are others who do as well, so search around for reputable surgeons in your area.

Answered by Shane T. Russell, MD - Westerville Office (View Profile)

It depends on which practice you are working with. My practice offers financing options through www.carecredit.com. There are others who do as well, so search around for reputable surgeons in your area.

Published on Jul 11, 2012


Wayne B. Glazier, MD, FACS

Published on Oct 20, 2016

In our practice, we require the fee upfront, but charge a lower price than most practices. There are medical procedure finance lenders available nationally that will finance medical procedures.

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Answered by Wayne B. Glazier, MD, FACS

In our practice, we require the fee upfront, but charge a lower price than most practices. There are medical procedure finance lenders available nationally that will finance medical procedures.

Published on Jul 11, 2012


Yes, Care Credit finances surgical procedures not covered by insurance.

Answered by Mark J. Saslawsky, MD - Memphis Office (View Profile)

Yes, Care Credit finances surgical procedures not covered by insurance.

Published on Jul 11, 2012


More About Doctor Ranjith Ramasamy M.D.

Published on Oct 17, 2016

Yes, there are options to finance the procedure. Speak with your physician.

Answered by Ranjith Ramasamy M.D. (View Profile)

Yes, there are options to finance the procedure. Speak with your physician.

Published on Jul 11, 2012


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