How Much Will This Cost?
The cost of a vasectomy is usually affordable, and may be covered under your health insurance plan. Here's what to expect - and ways to make the procedure fit your family budget.
A vasectomy is considered to be simple - usually done right in the doctor's office - so the cost is comparatively low among surgical procedures. This is an important consideration that should be investigated carefully.
Typically, the actual cost will be in the range of $500 to $1,000, depending on geographic location, the surgical technique used by the doctor and other variables. But there may be little or no out-of-pocket cost to you, because health insurance programs often cover this procedure.
Male vs. Female Surgical Options
Surgical sterilization for a man (vasectomy) is significantly less expensive than the sterilization surgery for a woman (tubal ligation), which may be as much as five times more costly. Generally, this is because tubal ligation is a longer, more complex surgery, performed in a hospital or surgery center and requiring a general anesthesia. A vasectomy is simpler, safer and less expensive than tubal ligation. [Click to See COMPARISON chart]
Three affordability options
- Check with your medical insurance company, HMO or health plan. Most insurance programs cover a vasectomy, and it may be included in your existing benefits. In such cases, the majority of the cost will be paid through the insurance. The out-of-pocket cost to you could be only a small co-pay or deductible amount.
- Making the payment in cash is the next best option if you don't have insurance coverage. Even if you create a special savings program in your household budget, it should not take long to put aside the total amount needed. A full, cash payment in advance may earn a small discount.
- Most medical offices accept major credit cards. While this is often convenient, it is also likely to mean an interest or finance charge by the credit card company, and that adds a little to your total cost.
- 4. As you responsibly manage your personal financial affairs, another option may be to pay part of the cost in cash, and pay the balance by way of a credit card.
In Summary:
- A vasectomy is often covered under health
insurance.
- Consider cash, credit, or a combination
of these.
Check out related pages from vasectomy.com…
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