Is a vasectomy a procedure my insurance will cover?
Is a vasectomy covered by my insurance if there is no medical need for the procedure? My wife had a difficult delivery her last pregnancy, so with 3 children, we'd like to ensure she doesn't have to endure a high risk pregnancy.
Answers from doctors (8)
Yes, most insurances will cover (even without a high-risk pregnancy).
Published on Jul 11, 2012
It is entirely dependent on what your insurance plan covers and if you have a deductible. My office contacts your insurance for a benefit verification prior to the vasectomy so that you would now your financial responsibility if you have one before the procedure.
Published on Jul 11, 2012
In my experience , yes, about 95% of the time.
Dr. Karasis Urologist
Published on Jul 11, 2012
Yes, you may have a procedure copay.
Published on Jul 11, 2012
Yes, typically your insurance will cover a vasectomy. Part of our evaluation is assure your medical coverage
Published on Jul 11, 2012
Every insurance company is different. You will need to call them and ask.
Published on Jul 11, 2012
Vasectomy is almost always covered by insurance, although you may have pay for deductible and/or co-pay costs. It is less expensive for your insurance company to pay for a vasectomy than to cover obstetrical and pediatric costs of another baby.
Published on Jul 11, 2012
Vasectomy procedures are for the most part covered by insurance companies across the United States.
With insurance deductibles being much higher nowadays it is possible that you may have to pay out-of-pocket for the vasectomy but a vasectomy generally cost in the neighborhood of about $500.
Published on Jul 11, 2012
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